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| What are the "Most Pressing Financial Issues" Facing Americans Today?
The "Retirement Confidence Survey" conducted by the Employee Benefits Research Institute finds that saving for retirement is 7th down the list of seven what they think is their most pressing financial issues. Number one is "making ends meet" (17%)! The others are paying for health insurance (16%), making mortgage payments or paying for housing (16%), paying down debt or loans (13%), fuel or energy costs (9%), job uncertainty (6%), and saving or planning for retirment (5%). (click here) |
"NUMBERS" -
More than 3 million homeowners will default on their mortgages this year, according to Moody's Economy. That's about 5% of all U.S. mortgages outstanding.
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FAVORITE QUOTE
"Reckless people have deluded themselves that [the recent housing meltdown] was a subprime crisis," said New York University economics professor Nouriel Roubini. "But we have problems wiith credit-card debt, student-loan debt, auto loans, commerical real estate loans, home-equity loans, corporate debt, corporate debt and loans that financed leverage buyouts. We have a subprime financial system not a subprime mortgage market." The New York Times Magazine, August 17, 2008, page 29. |
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What are the Criteria for PFEEF's Quality Providers?
The "Quality Providers" who partner with the Personal Finance Employee Education Foundation (PFEEF) are among the very best companies in the United States of America who offer workplace financial programs. Their workplace financial information and education programs emphasize basic financial literacy that results in improvements in employees' personal financial behaviors, decreases in their financial distress and improvements in employee financial well-being. Such employees often make better use of their employer benefits programs and increase their contributions to their employer-sponsored retirement programs. (click here) |
"Featured Partner - Best Provider "
Financial Finesse was founded with a single mission: to provide people with the unbiased information and guidance they need to become financially independent and secure. Today, the company provides full service financial education programs to over 400 organizations, combining financial workshops with phone-based financial coaching, in person financial planning sessions and online content and tools to deliver personalized, ongoing financial planning programs.
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