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Survey: Workers' Family Health Care Deductibles Jump 29%
"Annual decutibles - the amount employees pay out of their own pockets for medical care before their insurance coverage starts - jumped an average of 29% to $1,344 for those with family coverage, the survey says. It was conducted by the non-partisan Kaiser Family Foundation, which studies health policy, and the Health Research & Educational Trust, an affiliate of the American Hospital Association that studies health issues." USA TODAY, September 28, 2008, p 4A.
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FAVORITE QUOTE
"Declining pensions and retiree medical coverage, combined with increasing life expectancy, inflation and health care costs, contribute to new data from Hewitt Associates suggesting that the current 70% to 90% pay-replacement model for retirement income adequacy is now inaccurate. Workers instead will need to replace a staggering 126% of final pay at retirement." Benefit News, September 1, 2008, pp. 41-45. |
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| NUMBERS
"More than 2 million foreclosures on homes financed with subprime loans are anticipated from late 2008 to the end of 2009, according to the Center for Responsible Lending. An additional 40.6 million homes will drop in value because they are near foreclosed homes." USA TODAY, September 26, 2008, p 2B.
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 "Featured Partner - Best Provider "
Money Management International and its family of Consumer Credit Counseling Service (CCCS) agencies make up the largest non-profit, full-service credit counseling agency in the United States. MMI offers confidential budget, credit and housing counseling, interactive financial education, debt management services, bankruptcy counseling and bankruptcy education. We provide professional financial guidance, free credit counseling services, community-wide educational programs, debt management assistance, bankruptcy counseling and education services, and housing counseling assistance to consumers via phone, Internet and in-person sessions. For employers of all sizes, MMI provides quality financial education programs in workplaces designed to help employees move towards a debt-free future.
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