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A Closer Look: What’s Working in in Workplace Financial Education
Financial stress can expand far beyond people’s wallets and into their workplace. According to the latest study by the International Foundation of Employee Benefit Plans, 96% of employers indicated that employees’ personal finance issues are impacting their job performance in some way. However, the same study found that employee financial education programs can have a major impact on bringing workers closer to financial wellness.
Cents Ability: Teaching Teens Personal Finance
Cents Ability is a nonprofit organization dedicated to educating and empowering high school students to achieve their goals through the prudent and informed management of their financial resources.
Common Cents Lab
The Common Cents Lab partners with tech companies, credit unions, banks, non-proﬁts, and cities to design and test behaviorally-informed interventions to increase ﬁnancial well-being for low-to moderate-income people living in the United States
Economic and Personal Finance Education Resources
Whether your students are 4, 10, 16, or 22 or 62, you can use these award-winning and free videos, lessons, and online courses to teach about economics, personal finance, and money. These are great resources for consumers and parents, too.
Edutopia: Financial Literacy Resources
Money Lessons for all grades: A Guide to Financial-Literacy Resources
Employee Survey and Personal Financial Wellness Scale™
The normed and validated PFEEF Employee Survey and Personal Financial Wellness Scale™ provides a mechanism to assess one’s level of current financial distress.
Financial Literacy in the United States and Its Link to Financial Wellness
The 2019 TIAA Institute-GFLEC Personal Finance Index (P-Fin Index) represents the third wave of a long-term project to annually assess financial literacy among the U.S. adult population. The P-Fin Index is unique in its capacity to produce a robust measure of overall personal finance knowledge and a nuanced analysis of knowledge across eight areas of personal finance in which individuals routinely function.
Financial Literacy Month
Here are materials that cover a wide range of topics; all to help educate you in making the most of your money and achieve financial wellness. Having a clear and accurate picture of where you are and where you want to be will make establishing and accomplishing financial goals a painless reality! Try out these tools for financial success.
The Financial Literacy Problem – INFOGRAPHIC
The outcomes of key financial finance decisions have a long-term impact on our lives. Choosing a career, saving money, spending wisely, making investments, borrowing money, and buying a house are all important events that can make or break us financially, and should be approached with discretion and prudence. If done right, these decisions can help lead to financial independence – but if done wrong, they can lead to years of being stuck in the hole.
Financial Literacy Resource Directory: OCC
This directory provides information on financial literacy resources, issues and events that are important to bankers, organizations, and consumers of all ages. The directory includes descriptions and contact information for a sampling of organizations that have undertaken financial literacy initiatives as a primary mission, government programs, fact sheets, newsletters, conference materials, publications, and links to Web sites.
FINRA: Financial Literacy Quiz
Gauge your financial knowledge—take the quiz and compare your score with the averages in specific states, regions or the nation overall.
Financial Wellness at Work: A review of promising practices and policies
In this report, Consumer Affairs describes financial wellness efforts at five companies: Nebraska Furniture Mart, health care provider QLI, Staples, Goodwill of Central Texas, and Pacific Market Research. Each of these companies is innovating in financial wellness efforts and finding value in reducing and addressing the negative effects of financial stress on employees. They all took the time to share their best practices so that other employers could adapt and learn from their ongoing initiatives.
InCharge Education Foundation COPET Scale (InCharge Education Foundation)
The valid and reliable InCharge COPE Scale is the same of the PFEEF Personal Financial Wellness Scale™.
Jump$tart Coalition for Personal Financial Literacy
Jump$tart is a coalition of diverse financial education stakeholders. These organizations work together to educate and prepare our nation’s youth for life-long financial success.
National Education Association
Lessons, activities, learning games and other resources for teaching financial literacy
National Financial Educators Council
The NFECs’ Building Your Financial Foundation financial literacy for adults program is designed to help people build a solid financial foundation and/or recover from current financial circumstances.
Next Gen Personal Finance – NGPF
Next Gen Personal Finance offers a free online curriculum of 65+ complete lessons and 200+ standalone activities you can access from anywhere.
A financial planning platform allowing educators and students to collaboratively model complex financial strategies and techniques. It’s perfect for individuals learning the effects of compound savings, tax-handling, expense management — and other aspects of financial planning.
Personal Finance Flash Cards
Here’s a fun way to review personal finance concepts, whether you’re taking a class in school or simply want to learn more about smart personal finance decisions. Play online or print the pdf: https://www.stlouisfed.org/~/media/Education/Lessons/pdf/printable-personal-finance-flashcards.pdf?la=en
Practical Money Skills for Life
At this site consumers, educators, parents, students and policymakers can access free educational resources, including personal finance articles, games and lesson plans.
Quiz: Two-thirds of the world can’t pass this basic financial literacy test. Can you?
We could all use a crash course in personal finance. Two-thirds of people around the world failed a short test of basic financial concepts. The five-question test—created by Standard & Poor’s, Gallup, the World Bank, and George Washington University—was posed to 150,000 people in more than 140 countries last year. It tests understanding of risk, inflation, interest, and compound interest. To pass, people had to demonstrate competency in three out of four topics. Yet just 33% of people were able to do that. See how you fare on this slightly modified version of the quiz. After each question, we’ll tell you how various countries did on it, too.
Rutgers Cooperative Extension Financial Fitness Quiz
The interactive Rutgers Cooperative Extension Financial Fitness Quiz provides a mechanism for how well a person manages their money.
The USAA Educational Foundation
The USAA Educational Foundation offers the military and local community the opportunity to be better informed and prepared to make the best financial choices through every stage of life. Our extensive library of free financial educational materials provides credible and useful information that speaks to a variety of subjects and provides you with financial information that’s objective, relevant and usable.
Your Money, Your Goals
Your Money, Your Goals is a set of financial empowerment materials for organizations that help people meet their financial goals by increasing their knowledge, skills, and resources. Whether you’re helping people get a job, find a place to live, or deal with a legal problem, money always comes up. You can use these tools to start the conversation.
Additional Financial Literacy Resources: