Here are links to articles and resources on credit counseling, how to repay debts and better manage personal finances.
Retirement planning is the planning one does to be prepared for life after paid work ends, not just financially but in all aspects of life. Check out these articles and resources on retirement preparation and planning.
Organizations that provide financial education in the workplace show improvements that include increased productivity, employee morale, and loyalty and decreased healthcare costs, absenteeism, turnover, workplace distractions, and operational risk across the company. These articles explain the various ROI involved with workplace financial education programs.
Personal finances and mental health often have a strong impact on each other. If you are struggling to keep control of your money, you may find that your mental health is affected. Check out these articles on health and personal finances.
Research shows clear links among financial distress, workplace productivity, and health. Employers who improve employees' financial well-being will see improvements in their bottom lines as well. Here are links to articles on employee financial distress.
Using data from nine waves of the Health and Retirement Study (HRS), Jason Seligman and Maximilian Schmeiser examine whether existing measures of financial literacy are descriptive and/or predictive of successful household financial management, as well as resilience in the recent financial crisis.
This brief by Leah Gjertson synthesizes presentations and discussions from the event into seven key themes. The themes focus on lessons for both practice and research on financial capability in the United States.
In this paper, John Karl Scholz and Ananth Seshadri focus on a behavioral norm that leads to financial security, specifically, saving enough during working years to maintain pre-retirement living standards during retirement. Scholz and Seshadri use an augmented lifecycle model to predict optimal wealth accumulation levels for a variety of populations.
In late 2012, the Wisconsin Department of Financial Institutions (DFI), on behalf of the Workplace Financial Literacy Committee of the Governor’s Council on Financial Literacy, surveyed Wisconsin employers to learn more about employer-provided financial education in the State.
In 2009, CNM along with partners at the Center for Financial Security and the Annie E. Casey Foundation developed a set of three surveys designed to measure the shorter- and longer-term effects of the trainings on participants’ knowledge, attitudes, and behaviors.