The Budget Planner: How to manage your money
The problem with most budgets is they don't work. [...]
Validation and Measurement Invariance of the Personal Financial Wellness Scale
In 2020, 17.1% of the population in the European [...]
Personal Financial Wellness Scale™ is now available in 7 languages
The PFW Scale™ is an eight item survey, which [...]
The Full Parent Guide for Children Financial Education
A study conducted by the Financial Industry Regulatory Authority (FINRA) highlights [...]
Managing Your Finances: Strategies for Right Now and the Future
One of the many disturbing results of the global [...]
Financial Stress: Signs of Stress & 8 Ways to Cope
Financial stress can manifest itself in many different ways, and looks similarly to any other form of stress or anxiety. With 78% of American workers reporting they live paycheck to paycheck and 72% of Americans stressed about finances, it is critical that individuals know the various resources available to them.
Employee ownership, the wealth gap, and the current crisis
Sen. Ron Johnson (R-Wis.), one of the most conservative members of Congress, and Rep. Alexandria Ocasio-Cortez (D-N.Y.), one of the most liberal, have both introduced sweeping proposals to broaden employee ownership in the U.S. That surprising fact testifies to just how practical—and urgent—this idea is. Too many Americans have too little wealth. Just over 20 percent of all Americans have no wealth at all. Forty percent of Americans cannot cover a financial emergency with available cash, forcing them to need to borrow money, put it on a credit card, raid their retirement accounts (if they have one), or other less than optimal choices. Only about half the working age population has retirement savings of any kind.
Why Financial Wellness Matters
What is financial wellness and what does it have to [...]
Pay Off Student Loans Fast – Get Out Of Debt Now
According to the Federal Reserve Bank of New York, [...]
How to prepare your finances for a natural disaster
Having your finances, insurance and important papers in order [...]